Kinerja Perusahaan Umum Jaminan Kredit Indonesia Kantor Wilayah Kalimantan Tengah dalam Mengembangkan UMKM di Kota Palangkaraya

General company performance Credit Guarantee Indonesia Central Kalimantan Regional Office in developing SMES in Palangkaraya City

  • Irwani Irwani Universitas Muhammadiyah Palangkaraya
  • Sutarno Sutarno Universitas Muhammadiyah Palangkaraya
Keywords: Performance, Assurance, Credit Company

Abstract

This research aims to determine the company's perceived performance in developing SMEs and Palangka Raya, which has helped to foster the economy both regional and national levels by providing assurance To SMEs through the domiciled Bank which is continued with the general company of Indonesian credit guarantee. The study used a qualitative research approach with descriptive analytical techniques. The position of research in qualitative research, research using open interviews for the study and attitudes, views, feelings and behaviors of retail or group of people. Based on the results of the research on the credit assurance of general company Indonesia Central Kalimantan region in its performance there is a decline that resulted in not reaching the target, from the target determined both the company and the government, factors In the implementation of general corporate credit insurance from the office of Indonesia Central Kalimantan region (1). SME actors number JOURS 25.000 and stepped in the new Plut 17.000 Msers own which is a record, Adviesraad of 17.000 UMK that data by the new Plut 3.342 that changed is guaranteed. (2) from a successful company has not acted maximally to creditors in granting credit to SMEs. (3) To date, Masik UKM has constraints in developing its business and the greatest reliability that is capital. (4) Employees so far have not been able to explain the function and the role of the company in helping access credit for SMEs so that the SME actors do not know much about the guarantee company. (5) In general, many companies have constraints both external and internal and also experienced by Perum Jamkrindo, one of which is a claim payment for SMEs who suffer from business failure.

Downloads

Download data is not yet available.

Author Biography

Irwani Irwani, Universitas Muhammadiyah Palangkaraya

References

Anwar, Diding S. dan Pranoto, Toto. 2015. Industri Penjaminan Menatap Indonesia Gemilang. Jakarta. Lembaga Management FEB UI.
Basrowi dan Suawandi. 2008. Memahami Penelitian Kualitatif. Jakarta : PT. Rineka Cipta
Bugin, Burhan. 2010. Analisis Data Penelitian Kualitatif Pemahaman Filosofis dan Metodologi ke Arah Pengawasan Model Aplikasi. Jakarta: PT. Raja Grafindo Persada.
Idrus, Muhammad. 2009. Metode Penelitian Ilmu Sosial. Pendekatan Kualitatif dan Kuantitaif (Edisi Kedua). Jakarta. Erlangga
Mahmudi. 2010. Manajemen Kinerja Sektor Publik, Edisi. kedua. Sekolah Tinggi Ilmu Manajemen YKPN. Yogyakarta.
Margono, S. 2003. Metode Penelitian Pendidikan. Jakarta: Rineka Cipta.
Pasolong, Harbani. 2011. Teori Administrasi Publik. Bandung: Alfabeta. Ratminto & Atik Septi Winarsih. 2007. Manajemen Pelayanan. Yogyakarta: Pustaka Pelajar
Suwandi dan Baswori. 2008. Memahami Penelitian Kualitatif. Jakarta. PT. Reneka Cipta.
Yasarabi, Nasroen dan Dewi, Nina Kurnia. 2014. Penjaminan Kredit Mengantar UMKM Mengakses Pembiayaan. Bandung. PT. Alumni
Peraturan Pemerintah Nomor :41 Tahun 2008 Tentang “Perusahaan Umum Jaminan Kredit Indonesia”.
Putra, C.A., Widyawati, N., Sailillah, M.S. 2014. Optimalisasi Handphone Untuk Monitoring Ruangan Menggunakan Webcam Sebagai Peningkatan Kinerja Karyawan Pada Kantor Kelurahan Karang Mekar Kecamatan Banjarmasin Timur. Al Kalam: Jurnal Komunikasi, Bisnis, dan Manajemen. 1(2):1-13.
UU Republik Indonesia Nomor 1 Tahun 2016 tentang “Penjaminan”.
Wibowo. 2007. Manajemen Kinerja. Jakarta. PT. Raja Grafindo Persada.
Published
2016-04-23
How to Cite
Irwani, I., & Sutarno, S. (2016). Kinerja Perusahaan Umum Jaminan Kredit Indonesia Kantor Wilayah Kalimantan Tengah dalam Mengembangkan UMKM di Kota Palangkaraya. Pencerah Publik, 3(1), 5-11. https://doi.org/10.33084/pencerah.v3i1.793

Most read articles by the same author(s)