UTOMO, H. D. Application of Murabahah Financing with Debt Transfer (Take Over) in Islamic Banking in Indonesia. Jurnal Hadratul Madaniyah, [S. l.], v. 12, n. 1, p. 91–100, 2025. DOI: 10.33084/jhm.v12i1.9996. Disponível em: https://journal.umpr.ac.id/index.php/jhm/article/view/9996. Acesso em: 5 dec. 2025.