ANNISA, N. .; YULIANTINA, D. Studi Literatur: Optimalisasi AI-Based Personalized Marketing sebagai Strategi Literasi Ekonomi Syariah bagi Digital Native. Neraca: Jurnal Pendidikan Ekonomi, [S. l.], v. 11, n. 1, p. 94–103, 2025. DOI: 10.33084/neraca.v11i1.12017. Disponível em: https://journal.umpr.ac.id/index.php/neraca/article/view/12017. Acesso em: 23 jan. 2026.