Pengelolaan Sistem Pembayaran Non Tunai Di Koperasi Sekolah Dasar Islam Terpadu Mujahidul Amin Palangka Raya
Management Of Non-Cash Payment System At The Integrated Islamic Elementary School Cooperative Mujahidul Amin Palangka Raya
Keywords:
Pengelolaan, Pembayaran Digital, Koperasi SekolahAbstract
The development of digital technology has brought significant changes in various aspects of life, including economic and social. One of the most visible changes is the transformation towards a digital economy, which is now an inevitable choice. Realizing this, the SDIT Mujahidul Amin Cooperative also adopted a non-cash payment system. This research aims to understand the non-cash payment system implemented and how it is implemented. The method used is field research with a descriptive qualitative approach. The object of research is how the application used by the cooperative works. Data is collected through observation, interviews and documentation, then analyzed to reach clear conclusions. The research results show two main findings: first, the SDIT Mujahidul Amin cooperative uses a digital savings-based system through the Ichasoft Pro version 2.6 application, which is also equipped with an RFID Card for digital transactions using NFC Reader technology. Second, the implementation of the digital payment system will begin in 2021 in stages so that students can adapt to this technology. This system was initially implemented to address the problem of students frequently losing money. After considering various solutions, a digital savings application was finally chosen. Using Ichasoft Pro 2.6 has made it easier to manage student cooperatives and transactions, although there are some minor drawbacks, the benefits obtained are very large.
Downloads
References
Akbar, A. F., & Iswahyudi, D. (2019). Implementasi perilaku moral siswa dalam kegiatan jual beli di koperasi sekolah menengah atas.
Abd. Wahab Syahroni, & Ubaidi. (2018). Perancangan Alpikasi E-Money dan SMS Gateway Untuk Pondok Pesantren di Daerah Madura. Jurnal Link, 27(1).
Afandi, Ahmad, et.al. (2022). Efektivitas dan Efisiensi Sistem Pembayaran Non Tunai Quick Response Indonesian Standard (QRIS) dalam Mempengaruhi Inklusi Keuangan Mahasiswa. BanKu: Jurnal Perbankan dan Keuangan 3 (2).
Basjaruddin, Noor Cholis, et.al. (2024). Pengembangan Kartu Menuju Sehat Elektronik Berbasis NFC dan IoT. Sleman: Deepublish Digital.
Chibanda, M. (2017). Meningkatkan keamanan melalui Transaksi Non Tunai di Koperasi. Jurnal Keamanan Koperasi, 12(1), 45–60.
Cholil, S. R. , & Putri, A. (2019). Terminal Barang Sebagai Sistem Pendataan Barang Di Koperasi Smp Negeri 23 Semarang Berbasis Web. Jurnal Pengembangan Rekayasa Dan Teknologi, 15(2), 71.
Febrinda, Rizky Ramadini & Rahayu Ningsih. (2022). Kesiapan Digitalisasi Sistem Pembayaran Non Tunai di Pasar Rakyat. Jurnal Ekonomi & Kebijakan Publik 13 (2). 88.
Febriaty, Hastina. (2019). Pengaruh Sistem Pembayaran Non Tunai dalam Era Digital Terhadap Tingkat Pertumbuhan Ekonomi Indonesia. Prosiding FRIMA (Festival Riset Ilmiah Manajemen dan Akuntansi). 307
Gusrion, Deval. (2018). Sistem Pembayaran Secara Cashless pada Koperasi Sekolah Yayasan Igasar. Jurnal Komunikasi, Informasi dan Teknologi 5 (2). 2018.
Hiyanti, H., Nugroho, L., Sukmadilaga, C., & Fitrijanti, T. (2020). Peluang dan Tantangan Fintech (Financial Technology) Syariah di Indonesia. Jurnal Ilmiah Ekonomi Islam, 5(3). https://doi.org/10.29040/jiei.v5i3.578
Juniardo Silcher Runting Sigai, David, T. E., Bagir, M., Julianto, E., Handayani, R. U., Sam’ani, Ichsan, M., & Qamaruzzaman, M. H. (2024). Pelayanan Pengaduan Masyarakat Peduli Lingkungan Pada Dinas Lingkungan Hidup Kota Palangka Raya. Jurnal Pengabdian Masyarakat (Jupemas), 5(2), 70–77. https://doi.org/https://ejurnal.universitas-bth.ac.id/index.php/P3M_JUPEMAS/article/view/1414
Mutegi, E., K. P., & W. P. (2015). kepercayaan Transaksi Tunai pada koperasi pedesaan. Jurnal Ekonomi Pedesaan, 45(2), 123–135.
Mwangi, J., & Sichei, M. (2019). Efesiensi Transaksi Non Tunai di Koperasi. Jurnal Keuangan Digital, 7(2), 85–98.
Onyango, R. (2016). Risiko Keamanan dalam Transaksi Tunai di Koperasi. Jurnal Internasional Studi Keuangan, 8(3), 210–225.
Qamaruzzaman, M. H., & Sam’ani. (2023). Perancangan Panduan Wisata Kalimantan Tengah dengan Permodelan Air Terjun Berbasis Android. Jurnal Sistem Informasi, Manajemen Dan Teknologi Informasi (J-SIMTEK), 1(1), 81–88. https://doi.org/https://doi.org/10.33020/jsimtek.v1i1.411
Qamaruzzaman, M. H., & Sam’ani. (2023). Perancangan Panduan Wisata Kalimantan Tengah dengan Permodelan Air Terjun Berbasis Android. Jurnal Sistem Informasi, Manajemen Dan Teknologi Informasi (J-SIMTEK), 1(1), 81–88. https://doi.org/https://doi.org/10.33020/jsimtek.v1i1.411
Qamaruzzaman, M. H., Sutami, Kurniawan, C., Ziaurrahman, M., & Sam’ani. (2021). Implementasi Sistem Pengolahan Data Pasien (SIPEDAS) pada UPT Puskesmas Mandomai. Jurnal Abdimas Bina Bangsa, 2(1), 211–219. https://doi.org/https://doi.org/10.46306/jabb.v2i1.111
Rahman, A. Nurul. (2017). Sistem Pembayaran Kantin Menggunakan Teknologi RFID. JATI: Jurnal Mahasiswa Teknik Informatika 1 (1). 121.
Rita. (2023). Tren M-Financial Incentives Payment Bagi Pelaku Bisnis dan Konsumen Era Digital. Surabaya: CV. Jakad Media Publishing.
Sam’ani, Haris, F., Ichsan, M., & Qamaruzzaman, M. H. (2023). Sosialisasi Media Informasi Kebutuhan Gizi Harian Pada Unit Pelaksana Teknis (UPT) Puskesmas Mandomai. Jurnal Pengabdian Masyarakat (Jupemas), 4(1), 49–55. https://doi.org/http://dx.doi.org/10.36465/jupemas.v4i1.1021
Sifwatir Rif’ah. (2019). Fenomena Cashless Society Di Era Milenial Dalam Perspektif Islam. Journal of Sharia Economics.
Steven, Jacob, et.al. (2023). E-Service Quality, E-Wallet dan Kepercayaan Terhadap Minat Beli Pada Pengguna Pembayaran Non Tunai Aplikasi Shopee. JIMKES: Jurnal Manajemen Kesatuan 11 (2). 268.
Setiawan, A. F., Sam’ani, Suratno, & Maryamah, S. (2024). Rancang Bangun Aplikasi Badan Eksekutif Mahasiswa STMIK Palangkaraya Berbasis Framework Codeigniter. Jurnal Sistem Informasi, Manajemen Dan Teknologi Informasi, 2(1), 36–44. https://ojs.stmikplk.ac.id/index.php/simtek/article/view/501
Sulistyowati, Suparno, Rosmiati, Sam’ani, Nugroho, B. P., & Irawan, A. (2023). Media Pembelajaran Multimedia Bahasa Isyarat Dayak Ngaju Untuk Anak Tuna Rungu. Jurnal Sains Komputer Dan Teknologi Informasi, 5(2), 25–30.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Anggi, Siminto, Rio Irawana
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
All rights reserved. This publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording.